2017 Third Quarter Report: Don’t Bail Out Now!

2017 Third Quarter Report: Don’t Bail Out Now!

The last few years of a bull market are always a bit of a mystery to professional investors.  The market rises faster than it did in the early, cautious years when nobody believed there WAS a bull market, even though there appear to be fewer fundamental or economic...
How to Respond to a Data Breach

How to Respond to a Data Breach

You may have read that hackers broke into the Equifax database and stole personal information tied to 143 million people. The hackers accessed people’s names, Social Security numbers, birth dates, addresses and, in some instances, driver’s license numbers. They also...
Measuring the Cost of Mortgage Insurance

Measuring the Cost of Mortgage Insurance

By: Kirk Licata, CFP® My wife, Kelly, and I recently purchased a home and ideally wanted to put down less than 20% as a down payment. But doing so brought up the need for mortgage insurance. Being the analytical person that I am, I’m afraid that I may have possibly...
2017 Second Quarter Report: Is the Tide Turning?

2017 Second Quarter Report: Is the Tide Turning?

We have just experienced the third-best first half, in terms of U.S. market returns, of the 2000s.The Wilshire 5000 Total Market Index—the broadest measure of U.S. stocks—rose 2.95% for the quarter, finishing the first half of the year up 8.73%.  Meanwhile, the...
The Pit and the Pendulum

The Pit and the Pendulum

By Wes Bigler, CFP®, CEO As a young student in the wilds of Wyoming, I enjoyed reading the short stories of Edgar Allen Poe. Many of his stories captured my imagination; but my favorite was a spine tingling tale of cruelty and torture – The Pit and the Pendulum. In...